Buy to let
When investing money in property, it is important that you choose your mortgage wisely to get the maximum return.
There have been tough new tax rules, and mortgage lenders applying harsh stress tests when assessing the required rental income for investment properties. You can find out the best lender for your situation here. The recent changes could mean reduced profit and mortgages with higher rates, unless you manage to sift through the thousands of buy to let mortgages in the market.
Smartr Finance are experts at buy to let funding, and have access to over 20,000 mortgages from over 120 lenders, ensuring that you receive the best buy to let mortgage for your needs.
Whether you are looking for a mortgage as a First Time Landlord, Portfolio Landlord or looking to finance an HMO, Smartr Finance can source cheap buy to let mortgages. We are also experts at financing the transfer of personally held property portfolios onto competitive Limited Company buy to let mortgages.
We can also source short term bridging finance to allow the purchase of properties where you can't get a standard mortgage, giving you time to purchase and refurbish the property before you sell or refinance the property onto a standard buy to let mortgage. There is also bespoke development finance available for those looking to develop or build property, rather than refurbish existing property.
In addition, we also have access to affordability-based buy to let lending by using earned income to supplement any rental shortfalls for low-yielding properties.
To make an enquiry about your buy to let mortgage requirements, complete the contact form so we can start working to find you the best buy to let mortgage rates.