Buying your first home can be a daunting step. There are many questions that require answers before you can get your hopes up about what property you should view and make a bid for...the good news is that you can get answers to key questions here.
- How much can I borrow on a mortgage?
- How much will the mortgage cost me every month?
- How much deposit do I need to have?
- How much will I need for fees for the mortgage lender, lawyers and for taxes?
- What insurances should I have alongside the mortgage, and how much do they cost?
The people at Smartr Finance have been helping First Time Buyers achieve their home-owning aspirations since 2004, and can provide answers to these questions. Smartr Finance have access to thousands of mortgages from over a hundred lenders that can help first time buyers onto the property ladder, including those that only require a 5% deposit, as well as lending that works with the Government Help to Buy Scheme.
Also, did you know that the Bank of Mum and Dad is one of the most common sources of deposit for First Time Buyers? But not all lenders are happy with deposits gifted by family members, and those that do can place conditions around how much is acceptable. Smartr Finance can help first time buyers to navigate through all of these options to find the most competitive mortgage to meet requirements, ensuring a quick and painless process to achieving funding.
Contact us via Free Quote form and we will establish quickly how to get you the funding you need, and answer questions you may have about any part of the homebuying process, before giving you a quotation for a mortgage that meets your needs.